The $2 trillion federal stimulus package known as the CARES Act, signed into law by President Trump on Friday, will be a lifeline to many gig workers and freelancers.
The law takes unprecedented steps to provide a social safety net for the self employed.
It offers an additional $600 a week in unemployment insurance, bringing weekly payouts to the $800- to $900-a-week range when state benefits are added, to workers including the self-employed.
The $2 trillion federal stimulus package signed into law by President Donald Trump on Friday, March 27, will be a lifeline to many gig workers and freelancers.
Known as the CARES Act, the law takes unprecedented steps in including the self-employed in the social safety net. It offers freelancers unemployment insurance, for which they generally don’t qualify, on a large scale for the first time.As stipulated in the House bill, it offers freelancers an additional $600 a week in unemployment insurance, bringing weekly payouts to the $800- to $900-a-week range when state benefits are added, to workers including the self-employed, for up to four months.
“It’s an amazing win, given that there is no unemployment insurance for freelancers,” says Rafael Espinal, who recently took the helm of the Freelancers Union as executive director. “This will help inject cash flow into their homes.” >Read More
JD/CFP® helping LGBTQ entrepreneurs thrive in business and in life.
Update: I’ve updated this piece to reflect the now functioning EIDL online application. I’ve also clarified the calculation for Paycheck Protection Program loan forgiveness.
As an advisor who supports small businesses and runs in a lot of small business circles, I’ve seen a lot of pain, fear, and anxiety these past few weeks. A lot of you are hurting and simply can’t find support right now. You’ve tried your best to prepare for slowdowns — saved some emergency cash, got a line of credit, etc .— but you couldn’t have imagined going from 100 to 0 in a matter of hours, leaving you with a lot of bills to pay including rent and payroll.
The median business holds cash reserves to cover 27 days of expenses, according to Chase. But even if you’re well-prepared with a three- to six-month buffer for your business, you still need to plan for what happens if that runs out. No one knows how long this will last. What you need right now is cash.
The government has stepped up to help. But with three stimulus bills already passed, the last of which was 800 pages, it’s hard to know where to focus. Today, I’ll explain the main two ways your business can get cash now that the CARES Act is law. We’ll also discuss the steps you need to take to make sure you can get your money as efficiently as possible.
The COVID-19 Response Fund | GREATER WASHINGTON COMMUNITY FOUNDATION
WRAG, in coordination with peers in philanthropy throughout the Greater Washington region, is working to raise funds and deploy critical resources to nonprofits that are responding to the urgent health and economic needs of disproportionately impacted communities affected by COVID-19.
The COVID-19 Response Fund will serve as a mechanism to collect donations that can help with emergency preparedness activities or cash and other assistance to those in our community. With the information available to us, our funding priorities* are centered around:
Providing supplies for direct service providers to cover emergency preparedness activities;
Providing general operating support, especially for nonprofits that had to cancel major fundraising events and for volunteer-dependent direct service organizations;
Providing small grants to individuals in the service industry impacted by lost wages;
Providing additional food and supplies to low income people in quarantine;
Small business and gig economy relief;
Supporting organizations providing medical care access to marginalized communities; and
Support to shelters, homeless service providers, and street outreach teams.
*Please note that as the crisis evolves, funding priorities may change.
Community Emergency Relief Fund
The Community Foundation for Loudoun and Northern Fauquier Counties has established a Community Emergency Relief Fund to accept and strategically disburse funding to address COVID-19 emergency response and relief efforts in Loudoun and Northern Fauquier Counties.
Members of the community who wish to support aid to those affected by COVID-19 may donate to the Community Emergency Relief Fund.
The Community Foundation will work closely with local nonprofit organizations to provide grants to agencies to meet both immediate and long-term needs related to the impact of COVID-19 in Loudoun and Northern Fauquier Counties.
Grants will be prioritized to organizations:
Providing direct financial assistance to individuals who need monetary assistance to meet basic needs such as housing, utilities, and medical expenses due to the impact of COVID-19;
Providing services directly addressing impact of COVID-19 such as food distribution, shelter, housing, and health care.
The Community Foundation will form a Community Emergency Relief Fund Advisory Committee to advise on the distribution of any funds raised. The Advisory Committee will include local experts on emergency response and local services, and will include diverse representation to ensure equitable distribution of the funds to those in need.
In the event that funds raised through the Community Emergency Relief Fund are no longer needed for COVID-19 relief, remaining funds will be reserved for future local disaster relief efforts.
ACT Now COVID-19 Response Fund ACT and the City of Alexandria established the ACT Now Covid-19 Response Fund to provide emergency funding to nonprofits that are delivering the critical services and programs that are needed by Alexandrians right now. The City of Alexandria will match donations, up to $100,000, to support the needs of nonprofit organizations experiencing an increase in demand for services as they support Alexandrians affected by the COVID-19 outbreak.
United Way of NCA Emergency Assistance Fund (EAF)
United Way NCA has reactivated its Emergency Assistance Fund to promote the health, education and financial stability of our community, especially for those residents who have or will be impacted by restrictions and closures of schools, businesses, and community institutions designed to slow the spread of the virus.
The urgency is real! In the weeks and months ahead, the EAF will provide additional capacity to community-based organizations in the region to deliver economic assistance and access to vital food and basic need supplies to the thousands of school-age children who depend on their school’s meal programs and workers in the region who already have and will be impacted by the temporary loss of income.
Arlington Community Foundation COVID-19 Prompt Response Fund To meet the urgent challenges of the COVID-19 outbreak in Arlington, Arlington Community Foundation is focusing the Prompt Response Fund exclusively on support to nonprofit organizations who are on the front lines with clients, patients, and residents impacted by the health crisis. This includes organizations focused on:
emergency food needs
health needs for the uninsured or underinsured, and
support for hourly workers displaced from their wage-earning positions.
Three people were killed and seven injured in numerous shootings over the weekend in D.C., police say.
A triple shooting in the 200 block of Okie Street NE Sunday afternoon killed one man and injured two others, police said. The deadly shooting happened in D.C.’s Ivy City neighborhood near the City Winery and Ivy City Smokehouse.
Hours before, a man was shot in his left leg at 519 51st Street NE, police said on Twitter. >Read More
Virginia is on the verge of decriminalizing marijuana, and bills to make that happen have already passed the House and Senate.
Both the House and Senate have passed bills to decriminalize marijuana, and now the lawmakers who introduced both of those bills have struck a deal to make them identical. That’ll keep the effort out of a conference committee and speed up the process of sending the bill to the governor’s desk. One remaining concern, though, is marijuana odor. >Read More
Companies can no longer rely just on financial returns. Now, investors want to see companies social impact report cards. As the social impact revolution continues to evolve, more companies are being judged on how their actions are affecting their local communities. Most recently, the concept of social impact entertainment (SIE) is transcending the way Hollywood uses its platform to engage audiences on social issues.
Mass media, especially social media, has the power of driving conversation and change, and shaping culture. Direct impact includes awareness, attitudes and behaviors, whereas the cumulative impact includes shared standards, process innovation and resource allocation. >Read More
A few weeks ago, the Supreme Court handed down a decision that effectively blocked the implementation of a proposed citizenship question on the 2020 Census. As census forms went to print, the administration continued its efforts to find a way to include the question, only relenting late last week. While we celebrate the Supreme Court’s decision and monitor the ongoing attempts by the administration to count citizens and noncitizens, we must continue to keep up momentum and energy around the 2020 Census.
Even without the citizenship question, we face challenges to a fair and accurate count. The stakes could not be higher. Many communities – especially those that historically have been hardest to count, such as immigrant and communities of color – may understandably be fearful of responding to the census, particularly given the continued efforts to politicize it. Organizations with deep relationships within these communities have the opportunity to serve as trusted messengers, helping their clients and constituents understand what is at stake in the census and what can be gained by getting counted. The census determines the amount of federal dollars our region receives for critical programs, the number of Congressional seats we have, and how district lines are drawn at all levels of government. Getting counted is the most powerful tool we have to secure our fair share of federal resources and political power.
This is an all-hands-on-deck moment for the region. That’s why we encourage everyone to help #CountDMVin. Here’s how you can get involved:
Talk to your grantee partners about how they might be able to engage hard-to-count communities in the 2020 Census and what kind of support they need to do so.
Consider investing in the Count DMV In Census Project, a pooled fund at the Greater Washington Community Foundation, to directly support 2020 Census activities.
WRAG members: Join the 2020 Census Working Group to get connected with other local funders investing in a complete and accurate census in our region.
Consider how you might incorporate education and outreach about the 2020 Census into your work. Talk to your current funders now about what kind of additional support you would need.
The private sector depends on accurate census data. Local businesses can help get the word out about the importance of completing the census among their employees and customers. Check out this recent op-ed in the Washington Business Journal from the Northern Virginia Complete Count Committee on how business can engage in the census.
The Washington Regional Association of Grantmakers’ 2020 Census Working Group is a collection of funders focused on leveraging the resources of local philanthropy and other stakeholders to ensure an accurate and complete census count in the region, co-chaired by Levina Kim (United Way of the National Capital Area), Ria Pugeda (Consumer Health Foundation), and Terri Wright (Eugene & Agnes E. Meyer Foundation). #CountDMVin is a regional communications campaign to raise awareness and spur action to ensure a complete 2020 Census.
WRAG is excited to introduce our newest team member, Carmen Rodriguez, Director of Communication, Technology, and Administration!
This summer, the Daily will go on “vacation” as WRAG assesses its communications strategy and needs going forward. We will continue to bring you occasional updates using this platform, but we will not produce a regular news roundup. In the meantime, we would love to hear from readers: What have you valued about the Daily WRAG? What would you like to see more of from WRAG? Less of? We welcome your thoughts via this quick survey.
We look forward to sharing with you our new communications strategy later this year!
– In recent years District leaders closed more than a dozen schools because of low enrollment, but now a new middle school underscores the city’s strategy for retaining students in neighborhood schools. (WaPo, 3/26)
…A booming corner of the city is getting its second new middle school in recent years. The opening of the campus in Northwest reflects a strategy to bolster middle schools so families will stick around to attend public high schools.
The arrival of the campus in Takoma — the school, adjacent to Coolidge High, is part of a broader $150 million overhaul of the Coolidge campus — comes as middle schools and high schools in other neighborhoods sit with ample vacant seats.
In the Takoma, Brightwood and Manor Park neighborhoods, city leaders saw an opportunity for growth. The school system studied population trends with the D.C. Office of Planning and determined that the cluster of neighborhoods is poised for one of the biggest population growths in the city over the next seven years, bolstered by the arrival of immigrant and young affluent families.
– Commissioners on the D.C. Housing Authority board voted this week to explore a plan to address thousands of “nearly uninhabitable” public housing units—a plan that some advocates believe essentially amounts to privatization. (CP, 1/17)
The resolution asserts that DCHA should consider applying, through the federal department of Housing and Urban Development, for demolition or disposition of more public housing properties. The resolution also asked the board to affirm that some of “the most effective, available tools for addressing immediate conditions, and insuring longer term financial and physical viability” would include spending money on housing vouchers rather than subsidizing public housing complexes themselves. That decision would shift the burden to find housing to tenants, who would have to look for apartments on the private market. Advocates for low-income families frequently complain that landlords illegally discriminate against voucher holders by refusing to rent to them.
RACISM |In a new essay, Robin DiAngelo explains why white people being nice won’t end racial inequity. (Guardian, 1/16)
Related: Robin DiAngelo spoke on the topic of white privilege as part of WRAG’s Putting Racism on the Table series in 2016, as well as last year when we partnered with Leadership Greater Washington on Expanding the Table for Racial Equity. You can watch her talk here, and download discussion and viewing guides that accompany the video.
PUBLIC SAFETY | D.C. Mayor Muriel E. Bowser intends to see the District’s police department grow over the next four years by adding about 150 officers in order to combat crime and better connect to the community. (WaPo, 1/16)
– If they know where and how to look for ways to improve, cities could get more people walking, biking, and riding transit, according to a new report and interactive tool released by the Institute for Transportation & Development Policy. (CityLab, 1/17)
PHILANTHROPY | Two Loudoun County food pantries will receive $10,000 a week, funded by Easterns Automotive Group, for the duration of the shutdown to help aid federal workers and contractors who are impacted. Approximately 4.1 percent of federal workers and contracted employees reside in Loudoun County, according to a recent Metropolitan Washington Council of Governmentsreport. (Loudoun Times, 1/14)
RFP: Holy Trinity Catholic Church has allocated $150,000 in grant funding for up to three local nonprofits with the potential to bring about significant and lasting benefits to people who have been or could become the victims of sexual abuse or human trafficking. The deadline to submit the stage 1 application is February 22, 2019. Details can be found here. If you have questions, contact Kate Tromble at firstname.lastname@example.org (202) 903-2809.